Know Where Every Rupee Goes
Track expenses, manage budgets, set financial goals, and understand your spending habits — all automatically from your SMS. Your data never leaves your device.
Total Balance
₹ 1,84,290
Income
₹ 42,500
Expenses
₹ 28,340
Grocery Store
Today, 2:30 PM
Salary Credit
Yesterday
Managing Money Shouldn't Be Hard
Most people struggle to track their finances. Bank statements are scattered, manual logging is exhausting, and understanding where your money actually goes feels impossible.
Where did all my money go?
You earn every month but can't figure out where it's all spent. Bank statements are overwhelming and manual tracking is tedious.
Saving feels impossible
Without clear visibility into your spending patterns, saving for goals feels like guessing in the dark.
No meaningful insights
Bank apps show transactions but don't help you understand categories, trends, or how to improve your financial habits.
Track Every Transaction
Whether you're logging income, expenses, or transfers between accounts, My Money Report makes it fast and intuitive.
Add Transaction
₹ 0
Enter amount
Recent Transactions
Salary Credit
Income
Grocery Store
Groceries
Netflix Subscription
Entertainment
Uber Ride
Transport
Freelance Payment
Income
Electricity Bill
Bills
Transfer to Savings
Transfer
Income Tracking
Record salary, freelance payments, investments, and any money coming in. Categorize income sources to understand your earnings.
Expense Tracking
Log every expense with categories like Food, Transport, Shopping, Bills, and more. See exactly where your money goes each month.
Transfers Between Accounts
Move money between your bank accounts, wallets, or credit cards. The app tracks transfers accurately without double-counting.
10+ Expense Categories
From Food & Dining to Healthcare, Entertainment, and Bills — detailed categories help you understand spending patterns at a glance.
Search & Filter
Find any transaction instantly. Filter by type, category, account, date range, or search by title. Everything is accessible in seconds.
Export Reports
Export your financial data as PDF or CSV. Share with your accountant, keep for your records, or analyze further in your favorite tool.
Transactions Automatically from SMS
No more manual data entry. My Money Report reads your financial SMS, extracts transaction details, and organizes everything — all on your device.
SMS Tracking
Swiggy
pendingHDFC • HDFC1234
Salary
pendingICICI • ICICI5678
Netflix
importedSBI • SBI9012
Uber
pendingGoogle Pay • UPI3456
Grant Permission
Allow SMS access — the app only reads financial transaction messages from banks and UPI apps.
Auto-Detection
Our parser extracts amount, merchant, type (debit/credit), and bank from SMS using intelligent regex patterns.
Review & Confirm
Each detected transaction appears in a review queue. Tap to edit category, account, or amount before importing.
Auto-Categorize
Transactions are automatically categorized based on merchant — Swiggy → Food, Uber → Transport, etc.
Budgets & Financial Goals
Set spending limits for each category and save toward what matters most. My Money Report helps you stay on track.
Monthly Budgets
March 2026₹ 6,460 remaining • 86% used
Savings Goals
Emergency Fund
₹ 150,000 remaining • 120 days left
New Laptop
₹ 35,000 remaining • 45 days left
Vacation Trip
₹ 55,000 remaining • 90 days left
Understand Your Spending
Beautiful charts, insightful reports, and detailed analytics help you see exactly where your money is going.
Spending Overview
Total Income
₹ 42,500
+12% vs last monthTotal Expenses
₹ 28,340
+8% vs last monthNet Savings
₹ 14,160
+18% vs last monthMonthly Trend
AI Insights
One Place for All Accounts
Connect bank accounts, wallets, credit cards, and UPI — see your complete financial picture at a glance.
Bank Account
Link your savings, current, or salary accounts
Wallet
Track digital wallets like Paytm, PhonePe, etc.
Credit Card
Monitor credit card spending and balances
UPI
Track UPI-linked bank accounts seamlessly
My Accounts
Total: ₹ 1,84,290Salary Account
HDFC Bank • Bank
Savings Account
SBI • Bank
Paytm Wallet
Paytm • Wallet
ICICI Credit Card
ICICI Bank • Credit Card
Split Bills Fairly
Track group expenses, split bills equally or by percentage, and settle up with friends — all within the app.
Trip to Goa
ActiveGroup Expenses
Create groups for trips, roommates, events, or shared bills. Add members from your contacts and start tracking shared expenses.
Smart Split Options
Split expenses equally, by exact amounts, percentage, or shares. The app automatically computes who owes whom.
Settle Up
Track who paid what, record settlements via Cash, UPI, Bank Transfer, and generate payment reminder messages.
Built Different. Truly Private.
Most finance apps collect your data or require accounts. My Money Report is different — it's built entirely around your privacy.
Frequently Asked Questions
Got questions about My Money Report? We have got you covered.
Is my financial data safe?
How does SMS tracking work?
Does the app read my personal messages?
Can I export my financial data?
Is My Money Report free to use?
Which platforms are currently supported?
Privacy by Design
My Money Report is built with a privacy-first architecture. Your financial data belongs to you — always has, always will.
No Servers. No Cloud. No Tracking.
Your data never leaves your device. Period.
100% Offline
All your financial data is stored locally on your device using SQLite. There are no servers, no cloud, and no backend.
No Account Required
No signup, no login, no email, no password. Just install the app and start tracking immediately.
No Third-Party SDKs
We don't use Firebase, Google Analytics, crash reporting, or any advertising SDKs. Zero trackers, zero data collection.
SMS Stays on Device
Financial SMS is parsed entirely on your device. Transaction data never leaves your phone — it's not transmitted anywhere.
Take Control of Your Money
Join thousands of users who track their finances with My Money Report. Download now and start understanding where your money goes.